Fixed Deposit Scheme :- Wishvaas Multistate Credit Co-operative Society Ltd.
Invest specific amount for specific period of time and get maturity amount in following manner.
PERIOD DEPOSIT
Who can Invest Only Members of Wishvaas Multistate credit co-operative society.
How to Invest A) On cash counter.
B) Through our representatives
Min. & Max. Lock-In Period Minimum Rs. 1000/- & multiple of 10 with no limit for Maximum
Premature Withdrawal Applicable with discounted rate of Interest.
Nomination Available
Loan Facility Applicable
T.D.S. No
Interest Rate Detailed below (Changeable from time to time)
Requirements 1.Duly filled A/c opening form
2.Three photos
3. Address proof. (Ration card)
4. Photo proof.
Small Savings
Introduction 1. By Existing A/c Holder
2. By Share Holder
Features 1. Nomination facility is available.
2. Payment Exceeds Rs. 20000 at The Time of Maturity Will be Paid Through A/C or by Pay Order Only.
PERIOD OF DEPOSIT RATE OF INTEREST - % -(F.D)
Ordinary rate of interest.(ORI) Special rate of interest. (SRI)
3 Months 8.00 9.00
6 Months 9.00 10.00
1 year 11.00 12.00
2 year 11.50 12.50
3 year 12.00 13.00
5 year 12.50 13.50
PRE- MATURE PAYMENT
TIME PERIOD GENERAL INTEREST RATE SPECIAL INTEREST RATE TIME PREPAYMENT
3 Months 8.00% 9.00% No
6 Months 9.00% 10.00% No
1 year 11.00% 12.00% After 9 months 5.00%
2 year 11.50% 12.50% After 12 months 6.00%
3 year 12.00% 13.00% After 24 months 7.00%
5 year 12.50% 13.50% After 36 months 8.00%
Eligibility to avail Special Rate of Interest::- Investors males 50 years and above, female, disabled, military, former military, central and state government employees, employees of all banks and insurance sector, public, semi-government sector employees in government and co-op establishment, local body employee, retired person, trust, and make single deposits of Rs 5 lakh and above.
Special Offer: Staff/Advisor Team Staff and their relatives can get 1.0% higher interest rate then ordinary interest rate on 1 Year and above fixed deposit